We get it. Money can be tight sometimes and it can be hard to swing a big purchase like a new chandelier or ceiling fan. That’s why we now offer Affirm financing to help you make improving your home just a little bit easier.

Affirm is a loan that allows you to borrow what you need and pay it off over time. There are no late fees, service fees, prepayment fees or hidden fees.

Affirm offers instant financing for online purchases to be paid in fixed monthly installments over 3, 6, 12 or 18 months. (Example: An $800 purchase might cost $75/mo over 12 months at 20% APR. A down payment may be required.)

If Affirm approves your loan, you'll see your loan terms before you make your purchase. See exactly how much you owe each month, the number of payments you must make, and the total amount of interest you’ll pay over the course of the loan. There are no hidden fees. The application process is secure and real-time. You may be eligible for Affirm financing even if you don’t have an extensive credit history.

We offer Affirm financing for up to 18 months (depending on purchase amount) with rates ranging from 10% to 30% APR.  Just choose Affirm at checkout to get started. Financing is available on orders over $250 with rates from 0% APR on orders over $500.

Learn more about Affirm at affirm.com/how-it-works and get help with the service at affirm.com/help.

Subject to credit check and approval, and a down payment may be required. Payment options depend on your purchase amount. Affirm loans are made by Cross River Bank, Member FDIC